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We've partnered with AKKO to give you the best discounts available on phone protection plans. AKKO is the industry leader in device protection, providing its customers with modern solutions to protect phones and other electronic items.

Protect any phone or device against costly damages, breakdowns, and theft. Discounts for families and students.

Exclusive to National Restaurant Association members, here are two discount codes you can use at checkout today!

Receive your first 1 month free by using the code:

NRA1

Receive 15% off your first year by using the code:

NRA15

Receive your first month free by using the code:

NRA1

Receive 15% off your first year by using the code:

NRA15

We've partnered with AKKO to give you the best discounts available on phone protection plans.

Love from our AKKO community

Michael
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This insurance is awesome!! Took 4 hours and i was paid for the claim!! The best!!
Sean
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Go ahead and buy this plan; it’s just that good. The claim was painless to do online, a rep emailed me the same day, and the next day I had the money sent to paypal directly so I could replace my handset.
Chelsea
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My Apple Pencil broke suddenly and I was able to get payment for it within 24 hours.
Kaycee
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Very quick response and got my repair scheduled quickly! Thanks guys you are amazing!
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5/5

I’m so thrilled by this service. For only a couple dollars more than I’d been paying Verizon just for phone insurance, now all my devices are covered. I just completed a claim of my 6 year old MacBook Pro- which I’d spilled ramen all over. Service was super rapid… I’d highly recommend AKKO.

5/5

This insurance is awesome!! Took 4 hours and i was paid for the claim!! The best!!

5/5

Go ahead and buy this plan; it’s just that good.

The claim was painless to do online, a rep emailed me the same day, and the next day I had the money sent to paypal directly so I could replace my handset.

5/5

I had to file a claim for the first time and I had so many questions. My questions were answered in a timely manner and the answers were elaborated on so I had clear information.

5/5

Made my claim Wednesday night or Thurs morning. Funds to replace my item were in my account Fri morning, even with me exchanging a few emails with the claims dept. Fantastic!

5/5

Love, Love AKKO – very responsive, fast, reliable! Get company

5/5

See review

My cracked phone screen repair was a seamless experience with AKKO. They far exceeded my expectations and provided reimbursement funds the very next day.

Ray

5/5

See review

AKKO took care of me with fast customer service… Smoothest transaction for insurance ever.

5/5

See review

Very professional. Followed up and resolved the issue immediately highly recommend this company.

5/5

The easiest, fastest, & best insurance company I’ve ever used! … I truly love how easy AKKO is and the agents are honestly so nice.

5/5

Service received was great and helpful and fast 🙂

5/5

Super easy claims process. I broke the screen on my iPhone and the day after submitting my claim online I had the funds in my account to bring my phone to Apple for repair. Couldn’t be happier with this company.

5/5

“This company is amazing! I am able to cover all of my items for such a good price”

5/5

“My Apple Pencil broke suddenly and I was able to get payment for it within 24 hours.”

5/5

“I’ve never had an easier repair for any product, cell phone etc. AKKO responded very quickly, send in the information and pictures needed, and just as simple as that my cell phone dilemmas where gone. Thanks. Appreciate you.”

5/5

“Great customer service, cheap and affordable, would totally recommend for anyone shopping for electronic insurance, I can protect all my devices”

5/5

“Very impressed with their customer service. I appreciate that they are always accessible and feel like real people, not some faceless corporate structure. I just bought a new iPhone and didn’t want to pay the steep price for AppleCare+. AKKO turned out to be a great alternative. I’ve already told my friends about it!”

5/5

“AKKO’s service is the most convenient and BEST – especially for a creative like me with a ton of gear to protect.”

5/5

“The support and customer service was amazing! They were very helpful. Their prices we very reasonable! chose to get AKKO protection over any other company! Awesome value!”

5/5

“Support was very friendly, better deal than Verizon, and I could add all my electronics”

Protect any iPhone or Android
new, used, refurbished, any carrier or unlocked

Phone Only
Protection

Protect any phone against damage, breakdowns, and theft

$5-12per month
Protect any phone¹
$29 - $99 deductibles
Accidental damage
Parts & battery failures
Theft
Replacement cost of your phone
Unlimited claims²
Save up to 15% paying annually!

"Everything Protected"
The AKKO Plan

Protect 1 phone + all your electronic devices and more (25 items total)

$15per month
Protect 1 phone + 25 items
$29 - $99 deductibles
Accidental damage
Phone parts & battery failures
Theft
Up to $2,000 per claim
Unlimited claims²
Students save up to 33%!

Phone Only
Protection

Protect any phone against damage, breakdowns, and theft

$5-12per month
Protect Any Phone¹
$29 - $99 deductibles
Accidental Damage
Parts/Battery failures
Theft
Replacement Cost of Your Phone
Unlimited Claims²
Save up to 15% paying annually!

"Everything Protected"
AKKO Plan

Protect 1 phone + all your electronic devices and more (25 items total)

$15per month
Protect 1 phone + 25 items
$29 - $99 deductibles
Accidental Damage
Parts/battery failures (phones)
Theft
$2,000 per claim limit (no annual limit)
Unlimited Claims²
Save up to 33% as a Student!
Compare Our Plans

Items Protected:

Phone Only
Protection Plan

"Everything Protected"
AKKO Plan

Protect 1 Phone

Protect Laptops, Tablets, and all your other electronics

Protect TVs, speakers, gaming consoles and more

Protect photography gear

Protect music instruments and audio gear

Protect sports equipment

Cost & Deductibles:

Cost

$6 – $12 /month
($5 – 11 /month if paid annually)

$15 /month 
($14 /month if paid annually)
Student Rate: $14 /month
($13 /month if paid annually)

Phone damage deductibles

$29 – $99
(based on model)

$29 – $99
(based on model)

Phone theft/replacement deductibles

$75 – $99
(based on model)

$75 – $99
(based on model)

Damage Deductibles
(other items)

N/A

$99

Theft Deductibles
(other items)

N/A

$99

Phone Only
Protection Plan

"Everything Protected"
AKKO Plan

Bundle Multiple Plans and Save 5%!

Items Protected:

Protect 1 Phone

Phone Only Plan

AKKO Plan

Protect Laptops, Tablets, and all your other electronics

Phone Only Plan

AKKO Plan

Protect TVs, speakers, gaming consoles and more

Phone Only Plan

AKKO Plan

Protect photography gear

Phone Only Plan

AKKO Plan

Protect music instruments and audio gear

Phone Only Plan

AKKO Plan

Protect sports equipment

Phone Only Plan

AKKO Plan

Cost & Deductibles:

Cost

Phone Only Plan

$6 – $12 /month

AKKO Plan

$15 /month

AKKO Plan (student)

$14 /month

Phone damage deductibles

Phone Only Plan

$29 – $99
(based on model)

AKKO Plan

$29 – $99
(based on model)

Phone theft/replacement deductibles

Phone Only Plan

$75 – $99
(based on model)

AKKO Plan

$75 – $99
(based on model)

Damage Deductibles (other items)

Phone Only Plan

N/A

AKKO Plan

$99

Theft Deductibles (other items)

Phone Only Plan

N/A

AKKO Plan

$99

Choose Your Plan:

Phone Only Plan

AKKO Plan

AKKO Plan (student)

Bundle Multiple Plans and Save 5%!

AKKO beats out Squaretrade, AppleCare, and Geek Squad for best phone protection!

Coverage, Simplified.

AKKO makes protecting your stuff easier and more affordable.

1.

Quick registration

Choose our phone-only or “Everything Protected” AKKO Plan. Upgrade or downgrade anytime.
Save 5-15% by bundling plans or paying annually.

2.

Full protection

Input your items’ info and snap a few photos. Done! Now they’re fully protected. Then simply add/remove items anytime you get new stuff.

3.

Easy repairs & replacements

Get repairs done quick – often same day for phones! We pay the store or can pay you by PayPal or wire immediately upon claim approval.

We protect what
you rely on

Keep your stuff protected without worry about cost and complexity.

Choose to protect just your phone, or all your stuff with our “Everything Protected” AKKO Plan.

Swap items in your account when you upgrade or buy/sell stuff and Never Buy Another Protection Plan Again.™

We protect what
you rely on

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Keep your stuff protected without worry about cost and complexity.

Choose to protect just your phone, or all your stuff with our “Everything Protected” AKKO Plan.

Swap items in your account when you upgrade or buy/sell stuff and Never Buy Another Protection Plan Again.™

  • Cracked screens
  • Spills & liquid submersion
  • Accidental damage (like drops)
  • Damage & malfunctions from accidental damage/drops
  • Mechanical/electrical component failures (for phones)
  • Theft
  • Theft of items from an unattended vehicle via forced entry (car break-ins)

Your AKKO Plan covers just about any of your everyday personal items, from electronics to clothes to sports gear. Once registered, you can select one (1) phone + any 25 of your eligible belongings to load into your AKKO account for protection. Your items can be swapped out whenever you’d like. 

Electronics

Phones (limit of 1 per account), laptops, tablets, smartwatches, TVs, desktop computers, monitors, etc.

Photography & Video Equipment

Cameras, lenses, accessories, tripods, gimbals, etc.

Audio & Music Gear

Speakers, electronic music instruments, DJ equipment, headphones, musical instruments, etc.

Gaming

Video game consoles, controllers, peripherals, VR, etc.

Personal Transportation (Non-Motorized)

Bicycles, scooters, skateboards, hoverboards, unicycles 

Sports & Recreational Gear

Skis, snowboards, golf clubs, tennis rackets, camping/climbing equipment, etc.

Clothing & Accessories

Clothes, jackets, shoes, sunglasses, watches, jewelry, etc.

Appliances (counter-top)

Blenders, coffee makers, microwaves (counter-top), etc.

School Supplies

Textbooks, backpacks, calculators, etc.

NOTE: All plans are per individual and will only cover items owned by the plan-holder. Plans cannot be shared with family or friends.

Adult and Student Plan accounts protect a maximum of one (1) phone. To cover additional phones, purchase additional adult or student plans. There are no quantity limits for other personal electronics and eligible items you want to add to your account.

Multiple plans may be purchased at a discount with billing bundled together!

In short, it’s because AKKO’s technology makes facilitating and managing protection for your stuff more efficient and less expensive. Typical insurers charge high fees on insurance and protection plans because of the work involved in processing policies and claims, plus the cost of advertising and marketing.

AKKO is changing the game by providing reliable and affordable protection that’s simple and all-inclusive. We’ve eliminated the need for you to spend money on the protection plans, extended warranties and insurance add-ons that retailers, phone companies and others use to pad their bottom lines. And because all your protection is in one place instead of being spread across multiple plans from multiple companies, the process of making a claim is drastically simpler. 

Renters or homeowners insurance will not protect your items against:

  • Accidental damage (like drops)
  • Cracked screens
  • Spills & liquid submersion

Of course, accidents like these happen. If you drop your phone without a protection plan, you’ll be on your own for the screen replacement, which could cost up to $250. But with an AKKO plan, your coverage would nearly pay for itself within the first year!

Renters and homeowners policies do cover theft; however, your policy will typically have a $250 – $1,000 deductible. Furthermore, if you make a claim through those policies, your rates may increase because the claim gets reported and added to the equivalent of your “credit score” for insurance.

So would it ever really be worth it to make a renters insurance claim if your $800 smartphone got stolen? Probably not. But with a low-deductible AKKO plan (deductibles as low as $29 and never more than $99), the entire cost of repairing or replacing your device will be covered! Equally importantly, your rates will never go up, no matter how many claims you make.

Finally, as many people learn the hard way, auto insurance does not cover items stolen during vehicle break-ins; it will only cover damage to the vehicle itself. However, an AKKO plan will cover your items if they’re stolen or damaged in a break-in, and you’ll still only pay your deductible. 

Note: Integrated car accessories or audio equipment like speakers and decks are not covered; see What’s Not Covered in our FAQ for the full list of exclusions.

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Info & FAQ

Don’t worry, a lot of people sometimes think this sounds “too good to be true” so we get asked a lot
of questions. Below are the answers to most of them. If you have any others, just ask us! 🙂

Don’t worry, a lot of people sometimes think this sounds “too good to be true” so we get asked a lot of questions.

Below are the answers to most of them. If you have any others, just ask us! 🙂